Your Guide to Financial Confidence
Opening an account with Montana Credit Union is simple, secure and quick.
Open an AccountOpen an Account
Open Personal and Business Checking/Savings Account in simple step.
Credit Card & Loan
Financial Freedom Begins with Montana Credit Union.
Mortgages & Auto Loan
Finance or Refinance Your Home With Montana CU Low rates. Flexible terms. Happy members.
Individual Retirement Accounts (IRAs)
Pave your path to retirement with Montana Credit Union.
Guiding Montanans Ahead Since 1940.
Open an Checking/Savings Account
Opening an account with Montana Credit Union is simple, secure and quick.
Apply for a Loan or Credit Card
We have auto, home, personal loans, and credit cards designed to fit your unique financial needs and goals.
Explore our Financial Resource Center
Empowering Montanans with Smarter Financial Solutions and we have guided us since 1940.
We make your life comfortable with our services.
Fast Transfer
Our Money transfer system is secure and easy. Send your funds to your beneficiaries within Viserbank or to other banks. Transfer within Viserbank is instant and to other banks may take 24 hours.
Deposit Funds
Account-holders of Viserbank are able to deposit their money through our several payment systems. We have online payment services like PayPal, Stripe, Paystack, Skrill, Flutterwave, Mollie, Payeer, etc.
Withdraw Funds
Account-holders of Viserbank are able to withdraw money from their account. Without verification, any withdrawal won't be completed, so you can trust Viserbank.
Secure Service
Every balance subtracting transactions need OTP verification so You can feel safe about your funds. Also, you can use the google authenticator app on your cellphone and enable 2FA security from the account menu.
Lowest Transaction Fee
Our transaction fee is much low comparing to other banks. You can deposit, transfer, and withdraw your funds with the lowest transaction charge. As our transfer system is secure and robust you can trust us.
Where Community and Financial Wellness Come Together
Explore our Financial Resource Center
Whether you’re buying a first home or preparing for college, we’ve got the resources to help empower your financial well-being.
Get Help
Find Montana Credit Union’s routing number, report a lost or stolen card, or get answers to frequently asked questions.
Apply for a Loan or Credit Card
We have auto, home, personal loans, and credit cards designed to fit your unique financial needs and goals.
Open an Account
Opening an account with Montana Credit Union is simple, secure and quick.
Pave your path to retirement with Montana Credit Union.
FDR Senior Advantage
- Lock in Period 365 Days
- Get Profit Every 30 Days
- Profit Rate 6%
- Minimum $1,000.00
- Maximum $500,000.00
FDR Plus Plan
- Lock in Period 730 Days
- Get Profit Every 30 Days
- Profit Rate 4%
- Minimum $2,500.00
- Maximum $1,000,000.00
FDR Growth Plan
- Lock in Period 365 Days
- Get Profit Every 30 Days
- Profit Rate 4%
- Minimum $1,000.00
- Maximum $500,000.00
Earn more on higher balances, with easy access to your money.
DPS Smart Saver Plan
- Interest Rate 5.1%
- Per Installment $250.00
- Installment Interval 90 Days
- Total Installment 60
- Deposit $15,000.00
- You Will Get $15,765.00
DPS Starter Plan
- Interest Rate 4.25%
- Per Installment $500.00
- Installment Interval 30 Days
- Total Installment 24
- Deposit $12,000.00
- You Will Get $12,510.00
DPS Senior Secure Plan
- Interest Rate 7.1%
- Per Installment $500.00
- Installment Interval 30 Days
- Total Installment 36
- Deposit $18,000.00
- You Will Get $19,278.00
Your Money, Your Goals, Your Credit Union
Business Advantage Card
- Interest Rate 20%
- Take Minimum $10,000.00
- Take Maximum $500,000.00
- Per Installment 2.5%
- Installment Interval 90 Days
- Total Installment 48
Travel Miles Card
- Interest Rate 20%
- Take Minimum $2,500.00
- Take Maximum $25,000.00
- Per Installment 2.5%
- Installment Interval 90 Days
- Total Installment 48
Platinum Rewards Card
- Interest Rate 68%
- Take Minimum $3,000.00
- Take Maximum $25,000.00
- Per Installment 3.5%
- Installment Interval 90 Days
- Total Installment 48
Montana Credit Union Employee Handbook & Code of Conduct
Montana Credit Union Staff Handbook: Rights, Responsibilities, and Conduct
2400B
Market Capital
360B
Total Investment
920+
Global Shipping Connect With Us
240+
Corporate Connect With Us
Frequently Asked Questions
Montana Credit Union: Local Banking. Lifelong Support.
For standard identity verification, we do not run a credit check. However, if you're applying for a loan, line of credit, or specific financial product, a credit check may be required as part of that process.
Yes. If your name, address, or identification changes, you are required to notify us and update your records. We may also request updated information as part of our routine account reviews or compliance procedures.
Your information is securely stored and only used for verification and compliance purposes. We follow strict data protection protocols and comply with the Gramm-Leach-Bliley Act (GLBA) and state privacy laws to keep your data safe.
We won’t be able to open or maintain your account without verifying your identity. Failure to provide KYC documentation may lead to account restrictions or closure, in accordance with federal compliance laws.
To open a personal account, you’ll need: A valid government-issued photo ID (e.g., driver’s license, passport) Your Social Security Number (SSN) or Tax Identification Number (TIN) Proof of your current residential address (e.g., utility bill, lease agreement) Business accounts require additional documents, including proof of business registration and EIN.
We are legally required to verify the identity of all members to comply with federal laws like the Bank Secrecy Act (BSA) and USA PATRIOT Act. KYC helps protect you and the credit union from identity theft, fraud, and financial crimes.
We Lead the Way, Today and Tomorrow
